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Business Accounts are in early access. See Business Accounts for the model.
Members and signers decide who can act, and policies decide what they are allowed to do. A business-account wallet uses the same policy engine as any Dynamic embedded wallet, described in Policies & Rules, and a business account adds one more layer on top.

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Layers

Rules are evaluated in layers from the broadest to the narrowest, and a request must pass every layer that applies. See Policy Layers for how the layers combine and how a signer can be allowed to modify a rule.

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What a rule can do

A rule can restrict the addresses a wallet may interact with, cap the value of a single transaction, block private key export, or require approvals before the wallet signs. The approval rule is a quorum policy, and it is the rule type that only makes sense for business accounts because it depends on the account’s members and roles.

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How policies differ from governance

Policies limit what a wallet can sign. Governance limits which changes to the account can apply, such as adding a member or linking a wallet.

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Next steps

Pick your SDK under Implement in the sidebar to set policies on an account, wallet, or signer.
Last modified on September 30, 2026