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Business Accounts are in early access. See the overview for the model.
Business-account wallets use Dynamic’s policy composition feature. Rules are evaluated in layers, from the broadest to the narrowest: environment, account, wallet, signer. A transaction must pass every layer. For how to set environment-wide rules, see Creating & Managing Rules in the general Policies & Rules guide.
  • Account-Layer: one policy that applies to every wallet in the business account. Only a business-account owner or admin can edit it.
  • Wallet-Layer: rules for a specific wallet. On a business-account wallet, only a business-account owner or admin can edit it.
  • Signer-Layer: rules for an individual signer. A signer can edit their own layer; a business-account owner or admin can edit any signer’s layer.
For the rule types and security model, see Policies & Rules.

JavaScript SDK helpers

For account, wallet, and signer layers, the JavaScript SDK provides sugar helpers that work with a PolicyRules map. They handle rule IDs and batch updates for you.

Account-Layer

Use scope: { businessAccountId } to apply rules to every wallet in the business account.

Wallet-Layer

Use scope: { walletId }, where walletId is the wallet’s verifiedCredentialId.

Signer-Layer

Use scope: { walletId, shareSetId } to target a specific signer. For the caller’s own signer, scope: { shareSetId } also works if the wallet account is in the client’s state.

Rule fields

A WaasPolicyRule has the following fields: For allowlist semantics, address evaluation, and value limits, see Policies & Rules.

Next steps

Manage signers

Add and remove signers on a business-account wallet.

Sign transactions

Sign with a business-account wallet.
Last modified on August 12, 2026