Stripe Lets Millions of Merchants Accept Crypto from Any Wallet or Exchange with Dynamic's Multi-Chain Wallet Adapter

Merchants are increasingly looking for ways to accept crypto payments as their customers go global. At the same time, the world’s largest payment and financial companies are making their bets on crypto.

Supporting this shift required a reliable way to accept crypto pay-ins across hundreds of wallets. Stripe chose Dynamic’s Multi-Chain Wallet Adapter and pay-from-exchange functionality to deliver this capability, ensuring merchants can serve global customers without friction.

With Dynamic’s extensive wallet infrastructure, Stripe merchants can now offer the ability to pay with crypto from 500+ wallets. This unlocks new markets and makes cross-border payments faster, cheaper, and more accessible than ever for merchants.

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The Challenge: Cross-Border Payments in a Global Economy

Stripe’s vision has always been to make payments work easily everywhere. Yet legacy payment infrastructure struggles to keep up with the needs of today’s global economy, presenting the following challenges:

• Limited global reach: Many customers in emerging markets lack access to traditional financial infrastructure, creating barriers to global commerce.
• High fees: Processing payments across borders often comes with significant fees that cut into merchant profits.
• Lengthy settlement times: International transactions can take days to settle, delaying cash flow for businesses.
• Economic pressures: Rising inflation and currency volatility have made cross-border transactions even more unpredictable, increasing the need for more efficient alternatives.

To solve these pain points and build a modern, borderless payment experience, Stripe recognized the potential of crypto pay-ins, a way for customers to pay merchants in crypto and bypass traditional rails.

However, supporting crypto pay-ins at scale isn’t simple:

• Crypto operates across many chains, wallets, and exchanges, each with different standards.
• Merchants don’t want to choose which chain to support or integrate for payments.
• Building and maintaining these integrations in-house would demand a dedicated engineering team and robust wallet support infrastructure.

The Solution: Dynamic’s Multi-Chain Wallet Adapter

To simplify crypto pay-ins for millions of merchants and get to market quickly, Stripe relies on Dynamic’s Multi-Chain Wallet Adapter, the most extensive wallet integration infrastructure on the market.

Why did Stripe choose Dynamic?

1. Extensive wallet support: With Dynamic, Stripe merchants can accept payments from 500+ external wallets across the most popular blockchains.
2. Quick and easy integration: With one SDK, Stripe enabled multi-chain connections without the complexity of  having to build custom integrations. This saves development time, while enabling Stripe’s merchants to easily configure which chains and wallets to accept.
3. Centralized exchange funding: Stripe’s merchants can allow users to fund wallets directly from popular exchanges like Coinbase, Kraken, and Crypto.com, while Dynamic handles setup, OAuth flows, and event tracking.
4. Secure iframe implementation: Stripe can safely embed wallet flows within an iframe to meet strict security requirements and provide a secure user experience.
5. White-labeled experience: Stripe keeps its brand and its merchants’ brands front and center. Dynamic powers wallet connections behind the scenes, giving Stripe complete control over the look and feel of the user experience without sacrificing functionality.
6. Multi-wallet linking: Users can connect and manage multiple wallets for future checkouts, making it easy to switch between accounts.
   
   

The Impact: Crypto-Powered Global Payments

Through Dynamic, Stripe has made crypto pay-ins seamless for millions of merchants. What once involved high fees, long settlement times, and limited reach is now faster, cheaper, and global.

This means Stripe merchants can now:

• Accept crypto from customers who are anywhere in the world.
• Cut costs and speed up settlement by bypassing traditional cross-border rails.
• Deliver a smoother checkout by letting customers use their preferred wallets.

And this isn’t just a future vision. It’s already live.

Real World Example 1: Vercel

Vercel, one of the world’s most popular developer platforms, now lets users buy credits for v0 by Vercel using crypto. This new capability was brought to life by Dynamic handling the wallet connections behind the scenes.

Developers can now buy credits in a few clicks with the wallets they already use, making the process seamless. This approach removes common blockers like card failures and regional restrictions, while providing a reliable way to purchase credits without extra steps.

Watch the flow in action:‍

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Real World Example 2: Shadeform

Shadeform is a GPU cloud marketplace built to help AI developers quickly find and deploy GPU compute across multiple providers. By using Stripe to simplify payments and Dynamic to enable crypto pay-ins, Shadeform can now serve global customers with stablecoin payment options.

This deployment has quickly led to:

• A 10% lift in revenue as global customers gained payment options beyond cards.
• A 66% drop in processing costs compared to international transactions.
• 20% of all payment volume is now coming from stablecoins.
  
  

Stripe and Dynamic are showing that crypto payments can be practical, scalable, and profitable, paving the way for the next generation of global commerce. Start accepting crypto pay-ins today and unlock new markets for your business with Dynamic’s Stablecoin Accounts.