Introducing Global Stablecoin Accounts for Embedded Finance

The opportunity has never been clearer: crypto mobile wallet users are up 23% year-over-year, and stablecoin volume has surged 49%, reaching over $700B in monthly transactions, according to a recent a16z report.

With sub-second settlement and near-zero fees, stablecoins are becoming the go-to rails for modern payments. The biggest institutions, from Visa to Stripe, are racing to build on this momentum.

After speaking with 100+ fintech teams, one thing became clear: they want to build with stablecoins, but most don’t know where to start and feel overwhelmed with crypto’s complexity.

That’s why we’re launching Stablecoin Accounts: the fastest way to bring a global money app to market.

Whether you’re building an onchain neobank, trading platform, or remittance app, Stablecoin Accounts give you the tools to launch without stitching together multiple vendors.

Built for security and speed, Stablecoin Accounts use MPC wallets and SOC 2 Type II compliant infrastructure to keep digital dollars safe while moving at the speed your users expect.

Because for the millions working hard every day, the money they hold, send, and spend deserves to be protected with the same care they put into earning it: secure, compliant, and always within reach.

“We kept hearing the same thing: ‘We want to build with stablecoins, but it’s too complex.’ So we fixed it. With Stablecoin Accounts, we handle the hard parts: wallets, on-ramps, off-ramps, and payment flows. This frees builders to focus on shipping products their users trust and love.”

— Itai Turbahn, CEO & Co-Founder, Dynamic

Who Stablecoin Accounts Are For

As demand for programmable money rises, fragmented infrastructure, uncertain compliance, and limited developer tools continue to hold teams back, and Stablecoin Accounts abstract away this complexity, making them a great fit for:

• Payment infrastructure like Loop Crypto
• Trading apps like DeFi App
• Onchain neobanks like Endl
• Payroll/contractor platforms like Acctual
• Remittance apps like Felix Pago

These teams need programmable dollars, fast settlement, and global reach. Stablecoin Accounts make that possible without the heavy lifting or learning curve.
‍

What You Get with Stablecoin Accounts

The release of Stablecoin Accounts also marks the general availability of Dynamic’s MPC wallet infrastructure, which secures every Stablecoin Account.

MPC (multi-party computation) enables high-performance, non-custodial wallets with no single points of failure. Stablecoin Accounts are SOC 2 Type II compliant and backed by regular audits.

Here’s why this matters for developers:

• Launch wallet-based experiences in minutes
• Enable global payments from day one
• Support the stablecoins your users actually use
• Ability to bring your own KYC, on-ramps, and off-ramps
• Offer secure and flexible recovery and sub-second signing with TSS-MPC
• Integrate seamlessly with external financial partners
• Build with prebuilt components or headless APIs
  ‍

Diving into the Details

Behind each feature is robust infra designed to help you ship faster and scale confidently. Below is a deeper breakdown of how Stablecoin Accounts deliver on each capability.

Instant Account Creation at Scale

Your users can sign up and authenticate in seconds with a customizable onboarding flow. Whether they prefer email, SMS, or social logins, Dynamic gives you full control over the experience.

Our infrastructure is built to handle scale and has powered high-growth launches across multiple verticals. You don’t need to build custom wallet logic or manage complex signup flows. Just configure what works for your users and go live.

Support for USDC and USDT on Popular Blockchains

Out of the box, you can support the top stablecoins on the most popular chains. This expanding list includes Solana, Base, and much more. Choose the networks that match your users’ needs and get to market faster.

Expand with KYC, On-ramps, and Off-ramps

Handle identity verification and money movement using industry leading flows like Persona and Plaid for KYC, and Banxa, MoonPay, Zerohash, or Coinbase for fiat on-ramps and off-ramps. With these integrations being production-ready, you don’t need to juggle compliance vendors or manage payout logic. Just plug in what you need and allow your users to start moving funds globally.

Options for Account Recovery Through TSS-MPC

All Stablecoin Accounts support seamless recovery using TSS-MPC. In a standard 2-of-2 setup, one key share is stored on the user’s device and one is encrypted by Dynamic. When logging in on a new device, recovery happens automatically without user friction. Optional features like passcode protection and cloud backups upgrade the wallet to a 2-of-3 setup, enabling flexible recovery paths and full key export without relying on Dynamic.

Get Global Payments from Day 1

This offering is built to support teams with users across different countries and regions. Whether your users are in LATAM, Europe, Asia, the U.S., or across multiple regions, we’ve got you covered.

Integrations with External Providers

While Dynamic doesn’t issue fiat or virtual accounts directly, we make it easy to connect with an extensive list of trusted third-party providers. This enables seamless integration between your crypto product and the fiat systems your users rely on.

Prebuilt UI Components or Access Raw APIs

Choose between prebuilt components that minimize development time or raw APIs that give your team full customization and control. Build fast when you need speed, or go deeper when you need control. The tools adapt to your needs.
‍

Start Building Global Money Apps with Stablecoin Accounts

The world deserves better money apps. Go from idea to launch in days, not months.

Start building with our docs.

Create your free developer account here.