Stablecoins for Payroll Companies: How Global Teams Get Paid Faster

The Problem: Legacy Payroll Systems Can’t Keep Up with Global Work

Paying workers across borders is still slow, expensive, and overly complex. Traditional payroll relies on intermediaries and correspondent banks, resulting in:

• Multi-day settlement cycles
• High wire, ACH, and SWIFT fees
• Currency conversion costs that eat into salaries
• Administrative overhead for every payroll run

For payroll providers and global-first companies, this creates a frustrating experience. For workers, it means delayed access to earnings.

The Solution: Stablecoins Streamline Global Payroll

Stablecoins are already beginning to transform the payroll industry. They settle in seconds on blockchain networks, allowing companies to send payments faster and more efficiently than ever before. But the benefits go far beyond speed. For payroll providers and global-first companies, stablecoins open the door to cheaper transactions, more predictable cash flow, and a better experience for workers globally.

With stablecoins, payroll becomes a real-time and programmable flow of money. Companies no longer need to worry about wire cut-off times, weekend delays, or excessive FX fees. Workers can receive funds the same day they’re earned, in a stable dollar-denominated format that protects against local currency volatility.

Here’s why the shift is gaining momentum:

• Instant settlement: Stablecoin transfers clear in under a minute, guaranteeing on-time payments and eliminating delays caused by weekends, holidays, or closing times.
• Lower costs: Stablecoin payroll bypasses intermediaries in the traditional payment chain, dramatically reducing transaction costs.
• Currency stability: Paying in USD-pegged stablecoins helps protect workers from local currency devaluation in regions with high inflation or economic instability.
• Programmable payouts: With smart contract infrastructure, payroll teams can set up automated recurring salaries, milestone-based contractor releases, or instant bonus distributions with full auditability.
• Seamless experience: Employees receive funds directly into digital wallets, where they can spend onchain, off-ramp to local currency, or earn yield on idle balances.
  
  

Why Payroll Providers Choose Dynamic

Dynamic provides the secure wallet infrastructure that enables companies to run stablecoin payroll at scale. Our platform delivers:

• Embedded user experiences so payroll recipients don’t need to be crypto experts
• Enterprise-grade security backed by TSS-MPC
• External wallet support for 500+ wallets across EVM, Solana, and more
• Security controls to meet compliance requirements and protect against fraud
• An advanced developer dashboard to manage users and track analytics

For payroll providers, this means lower operational overhead and a better user experience. For global workers, it means faster access to funds and more control over how they use them.

With Dynamic, you can pay anyone, anywhere, instantly. Reach out to see how Dynamic can power your payroll.